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For first mortgage loans that are subject to subordinate financing, the lender must calculate the ltv ratio and the cltv ratio For first mortgage loans that are subject to a. The eligibility matrix provides the comprehensive ltv, cltv, and hcltv ratio requirements for conventional first mortgage loans eligible for delivery to fannie mae. Es correspondent revised 8/26/2025 rev
To be eligible for a limited review, the unit securing the mortgage must be an attached unit in an established condo project The following table describes the transactions that are eligible for a. Large deposits are defined by fannie mae as a single deposit where any unsourced portion of the deposit exceeds 50% of the total monthly qualifying income for the loan. There is no maximum cltv or hcltv ratio limit for any du refi plus mortgage loan
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